Application of Artificial Intelligence Technology in Finance

Abstract: The deep integration of finance and artificial intelligence showcases the wide application of AI in this field, driven by the rapid development of new-generation information technologies. The paper first combs the development of AI and its application in finance. Secondly, it introduces AI’s application status in finance from the perspective of financial intelligence, including basic, risk control and compliance, and personalized applications. Thirdly, it discusses application risks like technical, information security, regulatory, moral, and investment risks. Finally, it proposes countermeasures and suggestions for the discovered risks and prospects future research problems.